As a result, many experts recommend a precious metals portfolio that ideally consists of 75% gold and 25% silver. Deciding how much gold and silver to keep in your wallet should be a personal decision. Generally speaking, investors invest between 10 and 15% of their wealth in precious metals. The traditional financial advice is that gold should represent 5 to 10 percent of assets, or 10 to 20 percent if home equity is not included.
That said, gold is also easier to store, as it often comes in smaller ingots and coins are also a good storage method. Investors treat gold more like a currency than silver, a metal that has many more industrial uses than gold.